The Insurance Policy broadly covers loss and/or damage of Theft following upon actual, forcible and violent entry of and/or exit from the premises including hold-up risk and damage caused to premises. It can cover machinery, stocks, furniture, fixtures and fittings including business/office equipment and other valuables and goods in trust and money in safe and/or commissions for which the insured is responsible.

The Theft Policy provides cover for loss of or damage to the property insured caused by theft involving entry to or exit from the premises by forcible and violent means. It is possible to include theft as a result of 'hold-up' accompanied by assault, or violence or the threat of it to the insured or employees of the insured. If in the course of theft, the building is damaged (by using violent and/or forcible entry and/or exit means), then the policy will pay for repairs arising out of the theft.